There is no option of refunds by way of cheque, Income tax refund claimed in the online income tax return filing would be credited to bank account .  Income Tax refunds – only few of us get on time, while most of us may have to wait for a long time. There could be several reasons for delays in tax refunds: mismatch in the tax paid details, error in bank account details, technical problems at the department, growing number of tax payers, change in mailing address. Yes, change in the mailing address is the most common reason for delay in tax refunds, the reason for this is that, once the tax refund cheque goes back, the whole process re-starts in. The IT department has understood this fact and hence made it mandatory to provide bank account details for claiming tax refund. The details needs to be provided in the online income tax return filing form itself. With effect from FY 2013-14 ( AY 2014-15), Income tax refund claimed in the online income tax return filing would be credited to bank account only . This is initiative for Speedy refund of taxes, wherein both the IT department and the tax payers would be benefited.  Earlier taxpayers had an option to claim refund of tax through cheque or credit into its bank account, but now Income tax refund claimed in the online income tax return filing would be credited to bank account . As per new forms, facility of getting refund via cheque has been dispensed with and assessee shall get credit of refund of taxes directly into his bank account. We provide personalized Tax Returns Prepared & Filed by Tax Experts. Please note that for FY 2013-14 (March 2014) is 31st July 2014, Also file for FY 2012-13, if not already, before you get a notice